Preheat the oven to **375°F (190°C).**
In a large mixing bowl, combine the softened cream cheese, Greek yogurt, and mayonnaise until smooth.
Stir in the corn, Monterey Jack cheese, jalapeños, garlic powder, chili powder, smoked paprika, oregano, salt, and black pepper until everything is evenly combined.
Transfer the mixture to a lightly greased 8x8-inch baking dish.
Sprinkle the Parmesan cheese evenly over the top, followed by the panko breadcrumbs.
Bake for **20 to 25 minutes**, or until the dip is hot and bubbly around the edges.
For an extra crispy topping, broil for **1 to 2 minutes** at the end of baking, watching carefully so the breadcrumbs don't burn.
Remove from the oven and let cool for about **5 minutes**.
Garnish with diced tomatoes, sliced green onions, chopped cilantro, and a sprinkle of Tajín, if desired.
Serve warm with tortilla chips, crackers, toasted baguette slices, celery sticks, or sliced bell peppers.